Bank of China: loan term 1 year, loan interest rate of 4%; 2 years, 8%; 3 years, 12%.

China Construction Bank: 1-3 years (including 3 years), 5.3 1%* years; 3-5 years (including 5 years), 5.4%* years.

China Industrial and Commercial Bank: within 6 months (including 6 months), the car loan interest rate is 5.60%; The car loan interest rate for 6 months to 1 year (including 1 year) is 6.00%; 1-3 years (including 3 years), 6. 15%* years; 3-5 years (including 5 years), 6.40%* years; More than 5 years, 6.55%* years.

The loan terms and interest rates of the above five major banks are for reference only, and the actual changes of the banks need to be consulted for details. However, it can be found that the higher the loan principal, the longer the repayment time and the higher the interest. The car loan interest rate is not static, and there are many factors that affect the car loan interest rate. The car loan interest rate is adjusted by the lending institution according to the benchmark interest rate of the central bank. The accurate loan interest rate will also be influenced by personal credit information, the lending institution's own situation and the borrower's own factors.