Hubei Bank is neither state-owned nor privately owned. It is a joint-stock commercial bank and a provincial commercial bank. Its shareholders include Hubei Xiaomian Industrial Group Co., Ltd., Hubei Anfengda Textile Co., Ltd., and Hubei Dadu Real Estate Co., Ltd. , 403 Factory Labor Service Company, Donggang Labor Service Company, Donggang Labor Service Company construction team, etc. Hubei Bank consists of five commercial banks: Huangshi Bank (including Xianning Branch), Yichang Commercial Bank, Xiangfan Commercial Bank, Jingzhou Commercial Bank, and Xiaogan Commercial Bank.

The business scope of Hubei Bank includes:

1. Taking deposits from the public;

2. Granting short-term, medium-term and long-term loans;

3. Handle domestic and foreign settlement;

4. Handle bill acceptance and discount;

5. Issuance of financial bonds;

6. Agency issuance, agency redemption, Underwriting government bonds;

7. Buying and selling government bonds and financial bonds;

8. Engaging in fund sales;

9. Engaging in bank card business;

10. Provide letter of credit services and guarantees;

11. Act as an agent for payment collection and insurance business;

12. Provide safe deposit box services;

13. Foreign exchange deposits, foreign exchange loans, foreign exchange remittances, and foreign currency exchange;

14. Credit investigation, consultation, and witness services;

15. Through the People's Bank of China and the State Administration of Foreign Exchange Other businesses approved;

16. Other businesses approved by the China Banking Regulatory Commission and relevant departments, etc.

Hubei Bank was merged and reorganized from five commercial banks: Huangshi Bank (including Xianning Branch):

Yichang Commercial Bank, Xiangfan Commercial Bank, Jingzhou Commercial Bank and Xiaogan Commercial Bank Become. On December 24, 2010, the Banking Regulatory Commission formally approved the establishment of Hubei Province. Hubei Bank Co., Ltd. is registered in Building 8, Han Street Headquarters, No. 86 Zhongbei Road, Guoguohu Street, Wuchang District, Wuhan City. Its business scope includes accepting deposits from the public; issuing short-term, medium-term and long-term payments; handling domestic and foreign settlements; handling bill acceptances and discounting; issuing financial bonds; agency issuance, redemption, and underwriting of government bonds; buying and selling of government bonds, financial bonds, etc.

If the user has a local business center of Hubei Bank, he can go to the branch to handle related business, such as deposits or payment. When making deposits, you can choose time or demand deposits. You can get more interest income from time deposits, but the flexibility is relatively poor. Time deposits have more interest income.