If you want to apply for easy loan business with the salary account issued by ICBC, you can apply at the counter and ICBC online banking. If you have registered your personal online banking, you can log in to Online Loan-Easy Loan to see if it meets the conditions of Easy Loan. If yes, you can sign an agreement to apply. If there is no personal online banking, you should go to the bank counter to fill out the application form. (To apply for easy loan, it must be an ICBC payroll account. The first one is the salary account, and then it will be determined according to your balance sheet. Most customers are unqualified. What are the application conditions of ICBC Easy Loan Credit Card? What information does ICBC need to submit to apply for an easy credit card? Let's introduce Bian Xiao, the Golden Investment Credit Card, to the card friends. 1. Application conditions: anyone who has reached the age of 18 has full capacity for civil conduct; Individuals with good credit records can apply for credit cards from ICBC. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct. Second, the information required for the application is 1. Identity information: copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. 2. Work and income certificate: salary certificate or business card or photo badge. 3. Auxiliary materials that can prove that they have good economic strength: a copy of the real estate license, a copy of the car driving license, a copy of the deposit certificate, etc.
China Industrial and Commercial Bank pays wages. Can I get a loan from this bank?
Industrial and Commercial Bank of China can apply for a loan from the bank when paying wages, but the specific loan scheme can be consulted from the bank, and then apply for a loan after meeting the conditions.
Can I get a loan with my ICBC salary card? ICBC Salary Card Loan Conditions
As we all know, ICBC's salary card is a salary card. In addition to the basic financial functions of ordinary savings cards, you can also enjoy a variety of value-added services, such as easy loan services, optimizing insurance products, and customizing exclusive financial funds. Then, can I use ICBC's salary card for a loan? What are the requirements? Let's take a look together.
Can I get a loan with my ICBC salary card?
Naturally, it is possible.
As mentioned above, payroll card holders can enjoy ICBC's easy loan service first, which is a kind of credit consumption credit service issued by ICBC to debit card holders and credit card holders of the bank. After approval, you will issue an easy credit card, and the loan amount will be transferred to the easy credit card. You can use the Easy Loan Credit Card to swipe your card at the designated merchant POS.
Of course, in addition to easy loans, payroll card holders can also apply for other personal loans, such as personal housing loans, personal business loans, personal consumption loans and so on.
No matter what kind of loan you apply for, salary card holders need to meet these basic conditions:
1, a natural person who has reached the age of 18-65 and has full capacity for civil conduct.
2. Have a monthly punch card salary and work and live locally.
3. At present, the company has officially registered employees who have worked for 6 months.
4. The monthly income of general loans is 10- 15 times.
5. White households must pay more than 3,000 yuan (social security and provident fund must be the same) or enterprises, institutions and civil servants have no social security and provident fund.
In addition, you need to provide these materials to the bank, including valid ID card, work permit, income certificate, personal flow in the last six months (valid within 10 days), house book or purchase contract, etc. , the bank will notify the lender after approval.