Transfer Contract

Car seller (Party A):

Car buyer (Party B):

Party A transfers all its A x-color x-brand car was transferred to Party B on x-month x, xxxx. Party B paid Party A a one-time payment of x yuan, and the balance was x yuan, which will be paid in x installments by Party B in the form of continuing to repay the vehicle loan. The two parties negotiated and reached the following agreement:

Party B has the right to use the vehicle from the delivery date of xxxx, month x. Since the car is a loan car and is still in the repayment stage, Party B does not have the right to transfer, sell or scrap the car.

Party B will continue to repay the loan for the remaining , Party A returns the paid vehicle payment and deducts the vehicle depreciation fee according to the legal vehicle depreciation rate. The minimum depreciation is calculated based on 6 months, and the depreciation exceeds 6 months based on the actual calculation.

Due to the special nature of this vehicle, it is a vehicle purchased with a loan. There are still x periods of loan that have not been repaid at the time of transfer. Therefore, after negotiation between Party A and Party B, the vehicle is transferred and Party B has repaid the x period of loan and gets back the mortgage. The vehicle registration certificate must be processed within one month.

Party B will be responsible for the annual inspection, insurance and other matters of the car in the future.

The agreement is made in two copies, with Party A and Party B each holding one copy. The agreement was signed on year, month, day, time: , and will take effect immediately after both parties sign. Neither party shall violate the above terms.

Signature of the car seller (Party A): Signature of the car buyer (Party B):

Contact number: Contact number:

Signing date: xxxx year x month On x day

The unpaid car loan transfer contract must state the name of the party concerned and other basic identity information; the basic information of the transferred vehicle; the price of the transfer; the time limit, method and place of payment; and Liability for breach of contract; dispute resolution methods, etc.

Writing a loan contract: First, it is recommended not to agree on a repayment period, so that the creditor can demand repayment at any time and can also file a lawsuit at any time without being restricted by the statute of limitations. Second, it is recommended that the monthly interest be agreed within 2, because if the annual interest exceeds 24, the court will not support it. If the annual interest exceeds 36, the excess will be deemed invalid. Third, it is recommended that the cost of realizing the creditor's rights be written into the loan agreement, which mainly refers to attorney fees. Fourth, it is recommended to clearly agree on the purpose of the loan. If the agreement is inconsistent with the actual purpose of the loan, the creditor can terminate the contract at any time and demand repayment. Fifth, conditionally set up a mortgage or ask the debtor to provide a guarantee to ensure the repayment ability.

A car loan refers to a loan issued by a lender to a borrower who applies to purchase a car. Car consumption loans are a new loan method that banks issue RMB-guaranteed loans to car buyers who purchase cars at their authorized dealers. The interest rate of automobile consumer loans refers to the ratio of the loan amount to the principal issued by the bank to consumers, that is, borrowers, for the purchase of self-use cars (non-profit family cars or commercial vehicles with 7 seats or less (inclusive)). The higher the interest rate, the greater the repayment amount the consumer will have to pay.

The borrower must be a permanent resident of the location where the lending bank is located and have full civil capacity.

The term of automobile consumer loans is generally 1-3 years, with a maximum of no more than 5 years. Among them, the loan period (including extension) of second-hand car loans shall not exceed 3 years, and the loan period of dealer car loans shall not exceed 1 year.

Loan interest rate

The actual interest rate for car loans is determined by the bank based on the actual situation of the customer and with reference to the loan benchmark interest rate stipulated by the central bank. Customers with excellent general conditions can enjoy the benchmark interest rate or The rate will fluctuate by around 10%, while ordinary customers will need to fluctuate by around 10% from the base interest rate.

Legal basis:

Article 470 of the "People's Republic of China and Civil Code": The content of the contract is agreed upon by the parties and generally includes the following terms:

(1) Name and address of the parties;

(2) Subject matter;

(3) Quantity;

(4) Quality;

(5) Price or remuneration;

(6) Time limit, place and method of performance;

(7) Liability for breach of contract;

(8) Methods for resolving disputes.

The parties may conclude a contract by referring to the model texts of various types of contracts.