Why can't I open my WeChat without micro-loan?

Nowadays, more and more young people will consider lending now when they encounter financial difficulties, and online lending is the first choice for borrowing. Among many online lending products, micro-lending is more popular. Many friends have started to make small loans and have successfully obtained loans from small loans. But there are still some people who don't know how to start microfinance, so how to start microfinance?

Steps to open micro-loan: Open the mobile phone WeChat, find the "micro-loan loan" icon on the payment page, click on the micro-loan loan, then enter the micro-loan opening page, check the relevant agreements according to the page prompts, and click Enter. Then, microfinance will give users a certain range of credit lines. When users encounter financial difficulties, they can apply for loans within the limit.

Many netizens said that there is no micro-loan icon in their WeChat, because micro-loans are invited by the system, and only invited users can open micro-loans. If you can't find the icon of micro-loan on WeChat, you are not qualified to open micro-loan.

If you want to be an invited user of micro-loan, then we need to meet the internal conditions for the opening of micro-loan. Users can improve their personal qualifications from the following aspects, thus increasing the chances of opening small loans.

1. Complete the real-name authentication of WeChat. In order to have micro-loans, users first need to name WeChat, which is the first condition for opening micro-loans. If the other party's identity is uncertain, it is impossible to lend money to the other party with a small loan.

2. Pay more with WeChat. Usually, when people spend, they try to use WeChat to pay, which shows that users have strong spending power. The stronger the spending power, the stronger the economic strength of users. As a loan product, microfinance naturally wants to lend money to users with strong economic strength.

3. Bind WeChat with the credit card and use WeChat to repay the credit card on time. After wechat binds the credit card, the system can obtain the user's credit card bill and the user's repayment situation. Paying back the credit card on time with WeChat can accumulate personal information. The better the personal credit status, the more favorable it is to start small loans.

4. Buy WeChat wealth management products. Users can try to buy WeChat wealth management products, which can increase the wealth value of users' WeChat. The higher the wealth value, the greater the chance of opening a small loan.

These are some tips for opening small loans. The success of microfinance depends on the comprehensive evaluation results of microfinance system. Micro-loans will evaluate users' personal qualifications and credit from time to time. When the evaluation results meet the requirements for opening small loans, the system will open a small loan entrance for borrowers.