(2) The name on the borrower's house ownership certificate or house use certificate;
(three) the economic income certificate issued by the unit;
(four) the construction contract of the house renovation project;
(5) If it is a mortgage loan, it is required to have the property right certificate of the mortgaged property, the list of pledged property, the certificate that the disposer agrees to mortgage or pledge, and the appraisal report of the mortgaged property;
(six) the guarantor agrees to provide written documents of guarantee and the guarantor's credit certificate.
Extended data:
To apply for a personal housing renovation loan, the borrower should be a natural person with full civil capacity. In addition, the borrower shall meet the following conditions:
1. Have a permanent residence in the town or a valid residence status? ;
Two, with the housing property certificate or the certificate issued by the housing property unit that the borrower has the right to use the house; If the property right of the house you want to decorate is your own, you must have a property certificate. If it is a unit house, you need to prove that you have the right to use it.
Three, with a stable occupation and income, good credit, the ability to repay the loan principal and interest on schedule.
To prove that you have a stable occupation and income, except for those who work in state-owned factories, private enterprises or self-employed, your unit can issue a written certificate of stable economic income in the last two years or provide a tax receipt for your personal income tax payment in the last two years.
References:
Baidu encyclopedia-house decoration loan