Calculated according to 4.90%. Understand that the interest rate of Chedi loan computer is calculated according to the loan interest rate of more than five years. If you apply for a car loan in a bank, the loan interest rate will rise according to the benchmark interest rate, and the floating rate of different banks is different. Investment strategy.

Second, is the loan car calculator allowed?

The loan calculator is a calculator specially used to calculate the monthly payment of car loans. Different repayment amounts can be calculated according to different repayment methods and repayment years.

Because the repayment method of automobile loan is more flexible than mortgage loan, the general loan calculator can not meet the requirements of calculating automobile loan.

In addition, the fixed-term interest rate is different from other places, and a good car loan calculator needs strong background data support. The loan calculator provided by general websites can only calculate simple equal repayment or equal repayment methods.

Why must the bank interest rate (deposit and loan) be an integer multiple of 9?

Because only multiples of 9 can be divisible by (12) months or (360) days of the loan term, there will be no circular decimal phenomenon.

Third, do you understand that Chedi's reference interest is the total interest?

Understand that the reference interest of the parking lot is not the total interest. According to the relevant information, the loan part calculated on Zhichehuang APP is calculated according to the bare car price of the car in the current market.

4. I don't know if it is accurate to calculate the mortgage interest.

Knowing that the calculation of Chedi loan is quite accurate, I actually asked in the physical store.

Loans calculated on apps such as Zhiche Huang are calculated according to the bare car price of the car in the current market. The actual loan is calculated according to the sales policy, loan interest and loan interest-free policy of 4S stores and auto trade. I know that apps such as Che Huang provide general reference.