Meet the application conditions of Kunming mortgage car purchase, and apply for mortgage according to the process. Whether it can be handled depends on whether the applicant meets the conditions for mortgage purchase.

Application conditions

1. Have valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the loan bank;

6. Other conditions stipulated by the Cooperation Organization.

The process is as follows:

1. The customer chooses the car at the bank's special dealer and signs the car purchase agreement or contract;

2. The borrower applies to the loan bank for personal automobile mortgage;

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. Lenders (banks) handle loans;

6. After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.