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What are the procedures for buying a second-hand house loan?
1. About banks

2. Make an appointment for an interview with the bank loan specialist.

3. Make an appointment for a face-to-face interview (sign a loan contract). After the interview, fill in the materials required by the bank. (Personal materials, ID card, household registration book, marriage certificate (singles don't need it). Foreigners need to provide temporary residence permits in this city, and foreign households need to provide social security and tax payment certificates, which can be used for 1 to 5 years. A copy of the company's business license with official seal and academic credentials (provided by junior college or above).

4. After the materials are submitted completely, wait for the bank to lend money.

5. The bank approved the loan construction committee to transfer the new real estate license.

6 mortgage registration application form issued by the Construction Committee

7. Prepare mortgage registration materials, which shall be signed and sealed by the bank.

8. Go to the Construction Committee to go through the mortgage registration formalities. The Construction Committee has issued the certificate of other rights, and the real estate license and other rights are being submitted to the bank.

The bank will lend money after 9.3-4 working days.

10. Go to the bank to get the real estate license and the bank loan contract about one month later.