The user has deleted the loan application and can reapply later. After the user submits a loan application, if the loan platform supports the user to cancel the loan application independently, the user can still apply for a loan again after canceling the loan application. The user contacts the lending institution and asks the lending institution to cancel the loan application. After that, the user has a loan demand. As long as the loan page has a quota, the user can submit a loan application. However, after submitting the loan application, the lending institution will inquire about the user's personal credit report, and even if the loan application is deleted, the inquiry record will be kept in the credit report. Therefore, users should think carefully before applying for loans. If there is no loan demand, please don't apply for a loan at will. After submitting a loan application, try not to cancel the application halfway. Too many records of credit inquiry will waste personal credit information, which is not conducive to users' subsequent handling of other credit business. Even if the credit information is spent, applying for a loan will not pass the loan review.