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What is the correct format of IOUs?
The correct format of IOUs is as follows:

1, title. Titles are generally composed of genre names, that is, the word "IOU" is written in large font in the middle of the top of the text. Some still write the words "temporarily owed" or "now owed" as the title in this position, but the text of this title is written at the top of the next line;

2, the text. In the body of the loan, it is necessary to write clearly how much money, what to borrow, to whom or what unit to lend, and indicate the date of repayment;

3. signature. The signature should have the name of the owed unit and the personal signature of the person in charge, and at the same time, the date of signature of the debt should be clearly written. Units should build official seals and individuals should build private seals.

Attachment: models who owe money are as follows:

I have borrowed _ _ _ _ _ _ _ _ _ _ months.

The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Debtor (signature): _ _ _ _ _ _ _ _ _ _ _ _

Id card: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Contact information: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Witness: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Id card: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Contact information: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Legal basis: Article 667 of the Civil Code of People's Republic of China (PRC).

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669

When concluding a loan contract, the borrower shall provide true information on the business activities and financial status related to the loan as required by the lender.