The interest rate of the second set of provident fund loans in Lu 'an should be the same as that in other parts of the country, that is, the interest rate of the second set of provident fund loans should not be higher than 1. 1 times the interest rate of the first commercial loan. Specifically, if the current commercial loan interest rate of the first suite in Lu 'an is 4.65%, then the loan interest rate of the second suite provident fund in Lu 'an shall not be higher than 5. 1 15%.

The specific use of provident fund to buy a house is as follows:

1. Confirm with the provident fund center whether you are eligible to use the provident fund loan to purchase real estate;

2. Choose the property you want to buy and apply for a loan from the provident fund center;

3, provident fund center loan approval;

4. Go through the formalities of real estate transaction at the real estate transaction center;

5, provident fund center loans.

To sum up, the specific loan interest rate will also be affected by the borrower's credit status, loan amount, loan term and other factors, so the loan interest rate may fluctuate. It should be reminded that the above interest rates are for reference only, and the specific interest rate of secondary provident fund loans also needs to refer to local policies and bank regulations. If you need more detailed information, it is recommended to consult the relevant staff of the provident fund management center or bank in your city.

Legal basis:

Article 28 of the Regulations on the Management of Housing Provident Fund

The housing provident fund management center can use the housing provident fund for the purchase of government bonds with the approval of the housing provident fund management Committee on the premise of ensuring the withdrawal and loan of the housing provident fund.

The housing provident fund management center shall not provide guarantees to others.