The student loan interest rate is based on the benchmark interest rate stipulated by the People's Bank of China. The current benchmark interest rate was adjusted and implemented by the People's Bank of China on July 6, 20 12. Types and annual interest rates are as follows: ①6-month (including 5.6%) short-term loans; ②6% from 6 months to 1 year (inclusive); ③ 1 to 3 years (inclusive) 6.15%; ④3 to 5 years (inclusive) 6.4%; 5 years or more 6.55%

2. Do you know the interest rate of student-origin loan?

The loan interest rate is the benchmark interest rate of RMB loans of the same grade published by the People's Bank of China at the time of loan issuance. It will be adjusted once a year from 65438+February to 2 1.

The benchmark interest rate of RMB loans announced by the People's Bank of China on 20 16 is as follows:

There are preferential policies for student-origin student loans, that is, the interest of borrowing students during their school days is fully subsidized by the government; Two years after graduation is a grace period, and you only need to pay interest. The year of graduation is the first year of grace period, and the grace period ends at 65438 on February 20 of the second year of graduation, and the principal and interest will be repaid every year thereafter.

3. Do you know the interest rate of student-origin loan?

The student loan interest rate is based on the benchmark interest rate stipulated by the People's Bank of China. The current benchmark interest rate was adjusted and implemented by the People's Bank of China on July 6, 20 12. Types and annual interest rates are as follows: ①6-month (including 5.6%) short-term loans; ②6% from 6 months to 1 year (inclusive); ③ 1 to 3 years (inclusive) 6.15%; ④3 to 5 years (inclusive) 6.4%; 5 years or more 6.55%

4. What is the interest on the student loan?

College students with financial difficulties can complete their studies through student loans from their places of origin. Some students don't know how to calculate the loan interest of students' origin, and they will worry that the cost is too high. Today, I'm going to introduce you to the interest rate of 8000 yuan on a student loan from a student source.

The interest rate standard of student-origin student loan is determined according to the benchmark interest rate of the central bank in the same period of the year. Because the loan term of the student-origin student loan is at least 6 years, the loan interest rate will be implemented with reference to the central bank's 5-year loan interest rate. At present, the benchmark interest rate of the central bank's loans for more than five years is taken as an example: 8,000 yuan is loaned through students' origin loans, and the annual interest is 8,000 × yuan. In addition, if the benchmark interest rate of central bank loans is adjusted, the student-origin loan will be adjusted at 65438+February 2 1. For example, if the benchmark interest rate of a five-year loan is adjusted from 5%, the annual interest of a loan of 8,000 yuan is 8,000× 5% = 400 yuan. From the above, we can see that the interest rate of student loan is not very high. In addition, the state will fully subsidize the interest of students during their school days. Therefore, there is not much interest on student loans from students' places of origin.