1. In Shanghai, a social security or tax bill has been pushed forward for 63 months from the date of purchase, which means it will take more than 5 years.

2. If it is a foreign hukou, it must be married.

Meet the above two orders, you are eligible to buy a house in Shanghai.

Second, if there is no housing provident fund, you can mortgage the house with pure commercial loans.

1. Pure commercial loans need to have a stable job, and the income certificate needs to be paid back in two times. Income proves that it is relatively safe to cover at least 70%.

2. Pure commercial loans also need good credit information and no overdue records.