45%。 It is understood that the new down payment policy for the second suite in Kunming, Yunnan Province has issued the Notice on the Adjustment Plan for the Minimum Down Payment Ratio of Commercial Personal Housing Loans in Kunming, which will be implemented on March 2, 2022, requiring all member units to increase the down payment ratio for the second suite from 30% to 45%, so the down payment ratio for the second suite in Yunnan is 45%, and commercial personal housing loans are suspended for households with two or more houses. Yunnan Province, called Yun or Dian for short, is one of the 23 provinces in China, located in the southwest of China, with Kunming as its capital.