As long as units and individuals pay the housing provident fund in full for more than one year (inclusive), they can apply for housing provident fund loans to solve and improve their own housing. Demolition of resettlement houses, only in the case of real estate mortgage, can apply for provident fund loans. Housing provident fund loans are resettlement houses mortgaged by purchased houses. There are several situations. If the house is the owner's own house before the demolition, the property certificate issued by the resettlement house is also the owner's. After obtaining the property certificate, it can be traded, but in addition to the normal house transaction taxes, it is also necessary to pay the land transfer fee. It is illegal to sell a house without a title certificate in accordance with the Measures for the Administration of Real Estate, but the Bureau of Land and Housing does not participate in the ruling. If the house is a public house, the house cannot be transferred if it is rented before the demolition; If it is a public house, the owner has purchased it from the unit, and the property certificate of the resettlement house is the owner's own name, which can be transferred, but it also needs to pay extra land transfer fees. I suggest you be cautious when buying resettlement houses.