Legal analysis: As long as the released prisoners meet the loan conditions, they can also make loans. Lender's rights: examine and decide the loan independently according to the loan conditions and procedures, and have the right to refuse any unit or individual to force it to issue loans or provide guarantees, except for the specific loans approved by the State Council. Requiring the borrower to provide information related to the loan; According to the borrower's conditions, decide whether to lend or not, loan amount, term and interest rate; Understand the production and business activities and financial activities of the borrower; Draw the loan principal and interest from the borrower's account according to the contract; If the borrower fails to perform the obligations stipulated in the loan contract, the lender has the right to require the borrower to repay the loan in advance or stop paying the unused loan according to the contract; If the loan will suffer or has suffered losses, measures can be taken to prevent the loan from losing according to the contract.

legal basis: article 22 of the general principles of loans: the lender's right: to independently review and decide the loan according to the loan conditions and procedures, and has the right to refuse any unit or individual to force it to issue a loan or provide a guarantee, except for the specific loan approved by the State Council.

1. Ask the borrower to provide information related to the loan;

2. decide whether to lend or not, loan amount, term and interest rate according to the borrower's conditions;

3. Understand the production and business activities and financial activities of the borrower;

iv. transfer the loan principal and interest from the borrower's account according to the contract;

5. If the borrower fails to fulfill the obligations stipulated in the loan contract, the lender has the right to require the borrower to repay the loan in advance or stop paying the unused loan according to the contract;

VI. If the loan will suffer or has suffered losses, measures can be taken to protect the loan from losses according to the provisions of the contract.

Article 23 Obligations of the Lender:

1. The type, term and interest rate of the loan operated shall be announced and the borrower shall be consulted.

second, the credit content of loan review and the conditions for granting loans should be made public.

iii. the lender shall review the borrower's loan application and give a timely reply on whether to lend or not. The response time for short-term loans shall not exceed one month, and the response time for medium-term and long-term loans shall not exceed six months; Unless otherwise stipulated by the state.

iv. the borrower's debt, finance, production and operation shall be kept confidential, except for those who inquire according to law.