1, good staging will first affect personal credit information. Good staging is a platform that attaches great importance to risk control. Once it is overdue, it will be reported to the credit information system.

2. If you don't repay the loan, you will bear the overdue fee from the first day of overdue. Generally speaking, the overdue fee is relatively high. The longer the overdue time, the greater the repayment pressure;

3. Disrupting personal life. Once there is overdue behavior, the platform will collect it, thus affecting the normal life of the individual;

4. The borrower's overdue behavior may be known by relatives and friends, making him lose face;

5. In case of serious overdue, the borrower is likely to be brought to court by stages, resulting in being frozen, auctioned or even included in the list of untrustworthy people. Therefore, if it is a good installment loan, it must be repaid on time and cannot be overdue;

6. Mental stress: At present, online lending institutions have matching collection methods. Once the arrears reach the middle and late stage, they will face all kinds of indiscriminate bombing by collectors, such as exploding address books, sending photos in groups, insulting words and so on.