Nine. From 202 1, 65438+February 3 1, employees who have paid in the district direct management center may apply for exemption from commercial lenders.
The reporter lives directly in Guangxi, hereinafter referred to as the district direct management center, and has carried out business-to-business inter-bank housing exemption and the maximum loanable amount of the unit-to-business pure housing provident fund with Huaxia Bank, Xingye, Postal Savings Bank, China Everbright Bank, Shanghai Pudong Development Bank, Minsheng Bank and Liuzhou Bank.
Loan process:
It is understood that the center must normally and continuously remit and pay the housing provident fund for more than 6 months, within 3 months before the current payment application date. The purchased house is in the urban area under the jurisdiction of Nanning, with stable occupation and income, good credit and the ability to repay the principal and interest of the loan. The owner-occupied house has obtained real estate mortgage.
Special reminder: at present, it is not possible for merchants to transfer to public banks without self-financing
Individual workers and families are not allowed to apply for housing provident fund loans or apply for the third time to use housing provident fund loans to rebuild houses by owning the third and above houses). The borrower's family (husband and wife) settled the first housing provident fund loan. The number of housing units refers to the number of housing units owned by the applicant and his spouse in the urban area under the jurisdiction of Nanning when applying for housing provident fund loans.
2. Can the bank card withdrawn from Nanning Provident Fund be replaced?
can
The bank card from which the provident fund is withdrawn can be exchanged. The employee himself or the company agent holds the company card. The employee's original provident fund bank account (original card) needs to bring his/her valid ID card, housing provident fund card and original bank debit card to the provident fund withdrawal service hall or the card-issuing bank to undertake the withdrawal business outlets for unbinding, and can apply for other bank cards at the same time.
3. Which bank in Nanning, Guangxi can apply for provident fund?
2. Handling housing accumulation fund procedures: materials to be provided by the handling institution: (1) The newly added handling institution shall provide a copy of its business license (or institution legal person certificate), a copy of its organization code certificate, and affix its official seal. (2) Provide the payer's name, ID number and salary. Handling process: (1) The Provident Fund Commissioner shall submit the insured information provided by the handling agency (the insured information for the next month must be provided before the 30th of the current month), and submit the provident fund statement to Nanning Housing Provident Fund Management Center before the 5th of each month. (2) Payment requirements of the company: the agent company needs to transfer this month's provident fund to our central account before the 5th of the current month. (3) After the ticket is issued, Nanning Housing Provident Fund Management Center will promptly notify the agency to receive the receipt of last month's provident fund. References:
www.gxrcdl.com/5x 1j.asp
4. What are the cooperative banks of Nanning Provident Fund?
Nine. From the date of 202 1, 65438+2, 3 1, the deposit staff of the district direct management center can handle the self-financing business of commercial lenders.
The reporter learned from Guangxi District Housing Provident Fund Management Center (hereinafter referred to as the District Housing Provident Fund Management Center) that at present, the District Housing Provident Fund Management Center and Huaxia Bank, Industrial Bank, Guangfa Bank, Guilin Bank, Postal Savings Bank, China Everbright Bank, Shanghai Pudong Development Bank, Minsheng Bank and Liuzhou Bank carry out inter-bank self-operated business of converting commercial housing, second-hand housing and unit housing into pure housing provident fund loans, and borrowers need to settle the difference funds beyond the maximum loanable amount of housing provident fund.
Loan process:
It is understood that when applying for a loan, the housing provident fund must be remitted to the district management center for more than 6 months, and the current deposit status is normal and the unit has paid it at least 3 months before the loan application date. The purchased house is in the urban area under the jurisdiction of Nanning, with stable occupation and income, good credit and the ability to repay the principal and interest of the loan. The owner-occupied house has obtained the certificate of immovable property right or the certificate of house ownership, and agreed to mortgage it.
Special reminder: at present, business-to-business portfolio loan business without self-operated business is not accepted.
Individual workers and families may not apply for housing provident fund loans or apply for housing provident fund loans for the third time or above (except for dangerous buildings that have used housing provident fund loans). The borrower's family (husband and wife) must settle the first set of housing provident fund loans when applying for the second set of housing provident fund loans. The number of housing units refers to the number of housing units owned by the applicant and his spouse in the urban area under the jurisdiction of Nanning when applying for housing provident fund loans.