Insufficient comprehensive credit score means that your comprehensive credit qualification does not meet the requirements of the bank. Comprehensive credit score refers to the bank's evaluation of the applicant's comprehensive credit based on the information provided by the applicant and using a fixed scoring system. There are many factors that affect the comprehensive credit score, including: marital status, work situation, economic ability, personal housing, credit record, education and so on.

Response time: September 28th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

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