Stabilize market expectations: reduce the land auction deposit and increase the proportion of monetary resettlement.
The document "Measures" shows that runan county will optimize the land supply structure. Reduce the proportion of land bid bond to 20% of the total initial transfer price, pay the land transfer fee by stages, and adjust the contract performance bond system.
According to the Measures, runan county will reduce the proportion of land bid bond. The minimum proportion of land bid bond is reduced to 20% of the total initial price of transfer; The land transfer fee is allowed to be paid by installments, and 50% of the down payment must be paid within 1 month after the contract is signed, and the balance should be paid within 1 year after the contract is signed.
Runan county will increase the proportion of monetized resettlement of affordable housing. Encourage new batch of shed renovation and old city renovation projects to adopt monetized resettlement. Accelerate the development of affordable rental housing, and explore idle surplus resettlement houses and stock commercial housing as affordable rental housing.
In order to enliven the second-hand housing market transactions, the "Measures" propose that if an individual transfers a house without providing a complete and accurate proof of the original value of the house, it is impossible to correctly calculate the original value of the house and the tax payable, and the second-hand house is not regarded as a "handheld office", personal income tax can be levied according to 1% of the income from the transfer of the house.
Provide schooling services for the children of home buyers, and propose to promote the integration of schooling treatment for the children of home buyers in the same city, and ensure that the children of home buyers enjoy basic public education services on an equal footing under the premise of complying with the relevant provisions on enrollment and student status management.
The "Measures" also proposed to speed up the construction of a long-term mechanism for real estate regulation. Relevant departments should strengthen the analysis and research on the operation and development trend of the real estate market, insist on not using real estate as a short-term means to stimulate the economy, insist on stabilizing land prices and housing prices, and conduct timely, scientific and accurate regulation to ensure the stable and healthy development of the real estate market.
Serving the masses and enterprises: the maximum subsidy for house purchase is 70,000 yuan.
The "Measures" show that it is allowed to adjust the housing structure. For commercial housing projects under construction, real estate development enterprises are allowed to properly adjust the apartment structure and adjust the housing units that do not meet the market demand without exceeding the original building density, floor area ratio, green space ratio and height limit, and without changing the outer contour line of the building and meeting the requirements of public construction. Advocate the implementation of fully renovated finished houses for commercial housing.
In terms of increasing credit support, in principle, the minimum down payment ratio is 20% for households to purchase commercial personal housing loans for the first time; The document also puts forward that for real estate projects that meet the policy, support such as working capital loans should be moderately increased, and loans for difficult enterprises should be extended and renewed, and loans should not be blindly borrowed, broken or pressed to keep corporate financing stable.
In terms of reducing the burden of personal housing consumption, the Measures propose that for families who own/kloc-0 apartments and have settled the corresponding housing loans, in order to improve their living conditions, they should apply for loans to buy ordinary commercial housing again, and banking financial institutions should implement the first home loan policy. Encourage banks at higher levels to strive for personal mortgage credit lines to meet the reasonable housing needs of residents.
Give full play to the role of housing provident fund. The "Measures" propose to expand the coverage of housing provident fund policies, encourage all types of enterprises to pay housing provident fund for all employees, and encourage freelancers to pay housing provident fund independently; To promote portfolio loan business, cooperative banks and real estate development enterprises shall not refuse to use portfolio loans for any reason; All migrant workers who normally deposit housing provident fund in runan county can apply for individual housing provident fund loans in accordance with the same conditions for employees who deposit in this city, and handle the housing provident fund withdrawal business; Encourage and support employees from different places to buy houses in runan county.
Runan county will implement the housing subsidy policy. From the date of issuance, those who purchase new commercial housing in the downtown area of the county and pay the deed tax after signing the commercial housing sales contract (subject to the filing time of online signing) can enjoy the purchase subsidy. Full-time doctoral students are 70,000 yuan, full-time master students are 40,000 yuan, full-time undergraduates are 20,000 yuan, and junior college students 1 10,000 yuan (including technical colleges); Educators, medical workers, police officers, and active servicemen receive a subsidy of 20,000 yuan; The subsidy for buyers due to various reasons such as work or school is 6,543,800 yuan.
Risk prevention and resolution: insist on controlling the new and managing the old, and attack the real estate.
In regulating the order of the real estate market, runan county proposed to strengthen the supervision of the land that has been provided for real estate development and strictly supervise the construction according to the conditions agreed in the contract; Strengthen the clearing of idle land for real estate development and dispose of idle land in strict accordance with policies.
At the same time, it is proposed to increase the intensity and frequency of joint law enforcement, and seriously investigate and deal with illegal acts such as unauthorized pre-sale, false propaganda, evading supervision of pre-sale funds, misappropriating pre-sale funds, and evading supervision policies in disguise.
Runan county explained that for real estate development enterprises with bad credit, poor quality and illegal construction transactions, credit punishment measures should be implemented according to laws and regulations to create a benign and fair competition environment in the real estate market. Insist on controlling the new and the old, eliminate the stock, control the increment, guard against variables, and tackle the real estate problem.
Runan county will encourage real estate enterprises to optimize and reorganize, and propose to allow enterprises to cooperate by means of investment, shareholding or transfer, encourage large-scale development and group management, and strengthen public opinion monitoring. It is suggested that we should correctly guide public opinion and market expectations and strengthen public opinion monitoring.