Both are bad.

Morron Loan was originally "Yidai Finance". Morron has in-depth cooperation with hundreds of banks, small loan companies, consumer finance companies and other financial institutions, and has integrated its loan products to reach Thousands of loans are available, providing consulting services on unsecured credit loans, real estate mortgage loans, and car mortgage loans for small and micro business owners, self-employed business owners, salary earners, freelancers and other groups with capital needs. Huishuan Accounting was established in April 2015. It provides small and medium-sized enterprises with enterprise services including agency accounting, industrial and commercial registration, industrial and commercial changes, tax audit, tax agency, social security trusteeship, financial and tax consulting, trademark registration and financial services.

Internet finance is a new financial model, and the collection and payment of funds are mainly carried out through online platforms. The main forms are: P2P credit, online payment, crowdfunding, and online banking.