Generally speaking, the process of online lending:
1. Seek a reliable loan website. At present, there are many kinds of loan websites. Choosing a reliable website can speed up the loan process and avoid being cheated to a great extent. It is suggested to choose a large domestic loan intermediary website.
2, after entering the website, according to their own needs, directional choice of loan types, through the network to provide loan demand;
3. The website reviews personal information, classifies each person's personal information, and finds a matching loan provider, and then the business personnel of the loan provider directly get in touch with the loan demanders;
4. When the borrower goes to the lending institution, the borrower and the lender negotiate loan-related matters in person, such as loan requirements, loan amount, loan interest rate, etc.
5. Sign a loan contract. For formal loans, you must sign relevant legal loan contracts to give the other party a guarantee in the future;
6. loans. After the loan contract is signed, the loan can be completed after the follow-up matters are handled, and the borrower can remember to repay the loan in the future.
Lender Bian Xiao needs to remind you that online loans are usually just a step to seek loan suppliers. After the loan supplier gets in touch, it is still necessary to meet with the supplier's salesman to discuss related matters in detail. At the same time, loans are usually not completed in cities. So, if you claim to be able to do business in the city, you are probably a liar. In the process of loan issuance, if the loan is not issued, the formal loan provider will not ask the borrower to pay any fees in advance. If the other party asks to pay any fees in advance, it is generally a liar.