1, if it is really unable to repay the debt, cooperate with the lending institution. The bank negotiates to extend the repayment period or pay in installments.
2. If the lending institution sues and wins after performance, and you fail to perform the court judgment during the trip, you must apply to the court for enforcement.
3. When the court accepts enforcement, it will inquire about the loan according to law. Real estate, transportation, securities and deposits are all in the name of the owner.
4. There is no executable property in the name of the lender, which is rejected. If the effective judgment of the court is fulfilled, there will be negative repayment phenomena such as late payment fees. The information is recorded in the personal credit report, which is limited to high consumption. Accusations and contacts may even be influenced by judicial custody.
In addition, you will encounter high fines, interest or liquidated damages. If online loans are not repaid on time, the first thing to face is high loans. 5. Late payment fees, including fines, interest and liquidated damages. Generally speaking, when borrowing money, these late fees will be stated in the contract. It has been pointed out that many people may not care when signing a contract. In the face of all kinds of fancy collection, the loan platform will start collection on the first day in loans overdue. First of all, it must be a telephone message, a telephone message. This collection stage is relatively long and will be more intense. In the early stage, it may just be a phone message reminder. If you don't pay back the money after dunning, the dunning platform will explode directly. This news will even maliciously affect personal credit. Although many online goods have not yet been credited to the account, there will be online credit information database and online credit information blacklist in the future. Once these credit information systems are entered, they will leave bad records on other platforms. It's hard to borrow any more. Know your online credit information clearly from the central bank credit information or this is Li You data.
According to the expired information. The number of online loans is found in the latter's data. It is reported that it is 98% online shopping platform in China, so the data is not only true, but also complete. Just find this official account. You will be sued by the platform. If you don't repay for a long time, this will happen to some online shopping platforms. Send a lawyer to the debtor in the west to file a lawsuit in the local court. The court accepts the lawsuit, and the borrower's litigation property may be frozen. If the platform wins the case, the court will force the borrower to repay the loan principal and impose a fine on the overdue fees. Interest, liquidated damages and other expenses. If you refuse to realize it, it is still possible. The court auctioned the property under the name of an individual to pay off the company's debts and expenses. If the circumstances are particularly serious, you can go to jail. Borrowing money is usually classified as a civil dispute and will not be punished. On the material level. However, if the borrower refuses to execute the judgment of the court, if the amount owed is large, it can be considered as fraud. Loan crime, and then bear the corresponding criminal responsibility. If the problem is particularly serious, it may be sentenced.