According to the inquiry of Jiangxi Rural Credit Cooperatives, the interest on rural revitalization loans of Ningcheng Credit Cooperatives does not exceed 5%. The longest term is no more than 3 years, and the maximum loan amount can reach 3 million yuan. The repayment method is flexible, and you can choose to renew the loan without repayment or revolving the loan.

"Rural revitalization loan" refers to a personal business loan issued by a rural commercial bank to farmers who hold the theme card of rural revitalization of the rural commercial bank on the basis of farmers' reputation, assets and income within the approved credit line.