1. Information is fraudulently used: others fraudulently use identity information to guarantee. In this case, they can report the case to the public security department and contact the relevant financial institutions or credit reporting agencies to explain the situation and ask for correction of the records.

2. Financial institution errors: errors of financial institutions or credit reporting institutions. Due to human error or system failure, financial institutions or credit reporting agencies will have wrong records. You can contact financial institutions, provide relevant evidence and ask for correction of records.