commercial loan

More than five years.

Benchmark lending rate

5.94%,

monthly interest rate

5.94%/ 12=0.495%; If the first suite enjoys a 30% discount, the interest rate is 4. 158% and the monthly interest rate is 4.158%/12 = 0.3465%.

Monthly repayment amount is 654.38+0.5 million years (84 months):

If calculated at the benchmark interest rate:

[150000 * 0.495% * (1+0.495%) 84]/[(1+0.495%) 84-1] = 2186.

If you press

preferential interest rate

Calculation:

[ 150000 * 0.3465% * ( 1+0.3465%) 84]/[( 1+0.3465%) 84- 1] = 206 1.20

It's been over five years now.

Provident fund loan interest rate

3.87%, the monthly interest rate is 3.87%/ 12=0.3225%.

1.5 million, 7 years (84 months),

Monthly repayment amount:

[ 150000 * 0.3225% * ( 1+0.3225%) 84]/[( 1+0.3225%) 84- 1] = 204 1.338]

Explanation: 84 is the 84th power.