More and more people choose to work in other places because of the needs of life, hoping to work hard in other places for a few years, save some savings, and then go home to buy a house. However, working in the field means paying the provident fund in the field, and buying a house at home may not necessarily enjoy the preferential loan of the provident fund. But don't worry now, because you can use the provident fund to borrow money from different places. Hurry up and follow Bianxiao. com to see how to apply for a provident fund loan in different places. What are the precautions? How to apply for provident fund loans in different places? Loan consultation first needs to consult the provident fund management center applying for loans and ask whether it is allowed to apply for provident fund loans in different places. If yes, what conditions are needed, what materials should be prepared, and so on. Loan application Then, you need to submit an application for a loan from another place to the management center where the provident fund is deposited, and the staff will confirm your application to see if the information you said is true. After confirmation, the staff will issue the Certificate of Deposit and Use of Housing Provident Fund for Employees with Foreign Loans for you. To submit the information, you need to bring your ID card, house purchase contract and certificate of loan use in different places to the provident fund management center where you apply for a loan, and submit the information to the staff, who will review your information to confirm its authenticity and integrity. At the same time, the management center where you deposit the provident fund will mark your off-site loans and establish a detailed account of off-site loans. After the loan information is approved, the provident fund center applying for the loan will handle the loan procedures for you and issue the loan to you. You need to repay on time, and the city's provident fund management center will also cooperate with the loan provident fund center to urge you to repay. What problems should be paid attention to in the loan of provident fund in different places? It is necessary to consult in advance for provident fund loans in different places, which is an essential step. The policy of off-site provident fund loan has not been introduced for a long time, so it may not be possible to apply for off-site provident fund loan. Please consult clearly in advance. You also need to know the relevant policies of provident fund loans in different places, otherwise you may encounter many obstacles in the process of handling due to lack of necessary knowledge and may fall into a trap.

Legal objectivity:

Regulations on the administration of housing provident fund

Article 24

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account;

If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.