To open an online merchant loan, you need to open the homepage of Alipay client, click My, then find the online merchant loan (if not, you can open Alipay and directly search for online merchant loan), then apply for a loan, fill in your own information in turn, and finally click OK to use it.
First, how to open online business loans?
Whether the online merchant loan (original ant loan) can be opened, the system will evaluate it according to your account usage. You can confirm whether you can apply for opening a loan according to the following operation path. The steps are as follows:
1. Open the homepage of Alipay client, click on mine, and find the online merchant loan;
2. If you can't open Alipay, directly search for online merchant loans and you can come out;
3. Then apply for a loan, fill in your information in order, and finally click OK to use it.
Second, what conditions can open online business loans?
Alipay online business loan application conditions are as follows:
1, Alipay has real-name authentication.
2./kloc-Chinese mainland citizen aged 0/8-65.
3. Identity: small and micro enterprise operators, self-employed individuals, entrepreneurs, etc.
The above three should be available at the same time.
Iii. Conditions for opening Alipay online merchant loans:
After the upgrade of Alipay, the online merchant bank or online merchant loan will be opened, and it can also be opened if possible. Online commercial loan is a pure credit personal commercial loan in Ali system. No mortgage, no guarantee, and the interest rate is much lower than that of similar products in the market. Sesame score above 600 points, you have the opportunity to apply for a credit loan 1.0000-0.20 million.
What are the application conditions for Ali Online Commercial Loan?
1. First of all, the sesame score should be above 600. 2. You must have flowers to borrow, that is, online business loans. 3. If your sesame score exceeds 600. And flowers. Then you open the computer version of Alipay to see if you are invited to get a loan. If there is, open it.
4. What are the conditions for Alipay network operators to open bank loans and how to open them?
Online merchant bank loan account opening conditions:
1, paying member of international station.
2. The applicant is the legal representative of the enterprise or the person-in-charge of individual industrial and commercial households, aged between 18-65, and a Chinese mainland resident who has settled in China for a long time.
Industrial and commercial registration is in Chinese mainland.
4. industrial and commercial registration time = 1 year; Total sales in recent 12 months =100 w.
5. The company cannot change its legal representative (specialist) and main business within one year.
6. You can't apply for a loan if there is non-seasonal production stoppage in the past year.
What are the conditions for Alipay online merchants to open bank loans and how to open them?
I. Conditions for opening an account for online merchant's bank loan:
1, paying member of international station.
2. The applicant is the legal representative of the enterprise or the person-in-charge of individual industrial and commercial households, aged between 18-65, and a Chinese mainland resident who has settled in China for a long time.
Industrial and commercial registration is in Chinese mainland.
4. industrial and commercial registration time = 1 year; Total sales in recent 12 months =100 w.
5. The company cannot change its legal representative (specialist) and main business within one year.
6. You can't apply for a loan if there is non-seasonal production stoppage in the past year.
Second, the opening operation is as follows:
1. Start Alipay, enter the home page, click on mine, and click online merchant bank in my interface.
2. Alipay automatically opens the online banking app, enters the online merchant bank, and clicks Alipay to log in.
3. Click the Confirm Authorization button to enter the next interface, check the agreement, and agree to open the online merchant bank settlement account, and click the Start button.
4. Take photos of both sides of the ID card according to the prompts, enter the facial password settings, click Start Settings, blink and aim at the head frame.
5. The last step is to set your bank password, enter six digits, click Submit, and the online merchant bank is successfully registered and opened.
The specific process of how online merchant banks lend money is like this.
Although many Alipay users want to apply for loans now, they will borrow from ants to apply. But when they want to apply for a large amount of money, ants often can't meet the needs of users. At this time, they need to apply to the online merchant bank. So how do online merchant banks borrow money? Let's take a look.
How do online merchant banks lend money?
1, open Alipay, open "My", there are online merchant banks and online merchant loans, and open online merchant loans.
After opening it, you can see the amount you can borrow. Alipay is commonly used, and the amount will be high.
3. Click on the loan, and then select the business scope.
4. After confirmation, enter the password, wait a few minutes, and transfer the loan to Alipay balance.
Online merchant bank loan conditions
1, industrial and commercial registration time: 1 year or above (if there is a pre-credit line, there is no such condition).
2. Member type: Alipay is operated by individuals.
3. The company name does not contain keywords: franchise stores, offices, sales offices and branches.
4. Age of legal person: 18-65 years old.
5. The legal representative has a good credit record.
Generally speaking, the biggest advantage of online merchant bank loans is that they can apply for a relatively high amount. It is understood that the maximum loan amount of online merchant bank loans reaches 2 million yuan, but the disadvantage is that it takes a certain threshold to apply for online merchant bank loans, and ordinary Alipay users do not meet the application requirements.
Let's talk about how to apply for bank loans from online merchants.