You can accept it and treat it accordingly according to the situation. The purpose of the third party is to collect money. It cannot solve the problem, but it is not useless. My suggestion is to answer the calls based on previous communications, but record them all, and tell the other party that they have been recorded. Ask the other party to tell them who they are, which company they are from, who entrusted them, the purpose of the call, and what solutions are available. The first thing is to arrest them. The evidence, even if it is evidence of harassment, swearing, or harassing family members despite being able to contact them, all evidence should be retained. The second is to tell the bank in disguise that you have not lost contact. The third one can remind you to know some things and check the authenticity online or with the bank or regulatory authorities.

If you talk to someone nicely, listen to what help he can give, good suggestions, whether you believe it, whether what he said makes sense, whether it meets your requirements, you can listen to it and think about it, online Check it out and treat it differently. If you are really in trouble, tell him that there is a temporary problem, tell them that it is not available for the time being, and stop harassing him, or else call the police.

The best way to deal with those who don’t speak well is to record them. If they say anything that is excessive or curse words, keep them as evidence and report them to the entrusting bank directly to 12378.

The main premise is, no matter what they say, don’t be led by their actions, especially emotions and moods. One of the third party’s methods is to harass you and force you to pay back.

The next thing is to speak appropriately and don't let him get in the way.

Most of the third-party calls are from remote locations, which are very weird, rogue, and violent! In order to prevent fraudsters from taking advantage of this opportunity, such calls and text messages must not be answered or answered. You can call the police or be blocked.

No answer. I have a solid answer.

Debt collection dogs cannot answer spam calls! They won't pity you. They are a private company that seeks to make profits for themselves. They are also a gangster and want to scare you. It will only increase the pressure on you that is not ordinary people! The more calls you make, the more they push the envelope. As long as the debtor is still alive and can still answer the phone, they can ask you to sell blood and kidneys to pay back the money. They won't pity you, only pity themselves because they can't get your money. That commission! Be sure to answer the bank’s phone calls and tell the bank well!

I don’t know how you are dealing with it. I am the Bank of Communications. In the past few months, I have been sending messy legal information all day long. It should be a third-party collection. I complained to the customer service. I contacted The customer service said that I only recognize the phone number of Bank of Communications, and all other phone numbers have nothing to do with me. If you send these messages again, I will complain to the China Banking Regulatory Commission. Either you call the police, or I call the police. I guess the debt collector was scared to death, and it has been quiet for half a year. I received a message but the money still hasn't been paid

Don't answer the call, because it doesn't make any sense to talk for a long time after answering the phone. Third-party collection requires one person to charge the fee if the collection is successful. If the collection is unsuccessful, the call will be in vain. Everything the debt collector says to you is just to scare people, with the sole purpose of getting you to repay. They won't even come to collect money. If you get a debt collection call, turn off your phone or block it to avoid annoying phone calls.

From last year to this year, I saw a lot of debt collection incidents on the Internet. Banks and loan platforms entrusted third parties to collect debts, which led to heartbreaking things for lenders. The impersonal behavior of banks and loan platforms is infuriating! If the lender has no money to repay the loan due to the epidemic or various reasons, you can't pay it back even if you call the phone. Therefore, it is reasonable to hope that banks and loan platforms can communicate with the lender to postpone the repayment.

I also hope that the government will issue documents as soon as possible to solve such things. Recently, we have found that there are more and more such things. Don't wait for the outbreak to be solved before it is too late.

It is best not to answer the call. If you call the police to collect evidence and then sue the court and ask them to compensate for nominal losses or leak customer personal information, they will be legally responsible for a total of more than 600,000 yuan..., wait.

Credit card third-party debt collection is a real hooligan behavior. They harass, intimidate, and hold the debtors responsible for their misdeeds. In any case, they are worse than the underworld. My strategy is not to answer the phone.

Why don’t credit card third-party collection countries cancel it? The third father-in-law is doing crazy things in the backstage of the bank (he is a gangster himself). This should be a matter between the bank and the cardholder.

Intermittently, if you have a good attitude, try to talk about the principal installment. If you have a bad attitude, scolding will affect your mood, and you will usually hang up and then be blocked.

It’s no fun to answer too many calls, and it’s unrealistic not to answer the phone at all. If you don’t answer the phone at all, you can only force the collector to harass the people around you through other more excessive methods (a few contacts filled in when applying for a credit card 100 people will be harassed). In the end, the village committee of the place of residence is usually harassed, and the phone number can usually be found online, which is very embarrassing.

If you are not afraid of any form of phone harassment, you can usually win it for about 1 to 2 years. You can get a penny without having to pay it back. Of course, you will inevitably be sued by the bank to the court and receive a formal summons. .

When you receive a summons, you will either be asked to mediate to repay the principal, or you will be ordered to pay all or most of the bank bill. When it comes to court, the bank must win the case, have a good attitude, take good response measures (no need to hire a lawyer to waste money), and be willing to pay back the money, and the interest will probably be cut off a lot. If it is still not paid, after the judgment comes into effect, the worst case scenario is that the bank will apply for enforcement and the bank card will be frozen, which will bring a lot of inconvenience to life. (If you have a house, a car, or stocks under your name, it is possible for you to be auctioned off. This is what we are talking about about the proletariat who owns nothing).

If you are not afraid of having your bank card frozen, there is nothing the bank or court can do. If you have a good attitude, even if you are unable to repay the money, the court will not detain you and it will become a deadlock.