This is an emergency! ! ! The interest rate agreed in the loan contract is four times higher than the bank's loan interest rate for the same period. Is it still protected by law? If it is overdue, how much can it be recovered? 1. If the contract is legal, you can claim the principal and interest through legal means. However, the highest interest that the court can protect is four times that of bank loans in the same period, and the excess cannot be protected.

2. The loan principal shall be confirmed as 45,000 yuan.

3. Bring a lawsuit in the court of the defendant's domicile.

4. Within two years after the repayment period.