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Payment months: 6. * * Interest paid 72 10.95, principal paid * * 15000, and the remaining principal is 435000.
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In the seventh month, I paid back 80 thousand at once
Average capital method: the loan principal is 355,000 yuan, the benchmark annual interest rate is 3.25%, the loan term is 15, the total principal and interest payable is 44,2021.75, the total interest payable is 8,7021.75, the principal and interest payable in the first month is 2,933.68, and the interest in the first month is 9,665,438+. Since then, the repayment of the principal has been the same every month, and the interest has decreased slightly every month.
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The total interest decreased by about 23,000 yuan.