How to rent a house with housing provident fund? First, the extracted data accepts 1. Original employee ID card. 2. Employee housing provident fund joint card. 3 employees who have no joint housing provident fund card shall provide the "Chengdu Housing Provident Fund Extraction Certificate" signed by their units in duplicate and their savings accounts. 4. If you rent a private house, you should provide the original general tax payment certificate issued by the local tax department and a copy of the property right certificate of the rented house. If the leased house has not handled the property right for the time being, a copy of the rental house purchase contract or filing form shall be provided. 5. If the housing management department directly manages public houses or other affordable housing, it shall provide the original rent receipt issued by the relevant affordable housing management department. Original housing lease contract or public housing lease agreement registered by the real estate management department. If the spouse housing provident fund is withdrawn at the same time, the employee shall also submit the following information: 1. Original spouse ID card. 2. Spouse housing provident fund joint card. 3. If the spouse has no joint card of housing provident fund, provide the "Chengdu Housing Provident Fund Extraction Certificate" signed by his unit in duplicate and his savings account. 4. The original marriage certificate or husband-wife relationship certificate issued by the civil affairs department. This is an excerpt from the above document, which is very detailed. In addition, the lease contract is filed in the district housing authority where the house is located, such as jinniu district Housing Authority; The maximum rent withdrawal amount is 10000 yuan, which can be withdrawn once a year; In the contract agreement, the monthly rent should not be higher than 1500, because the tax below 1500 is 4%, the latest amount; You don't need to go to the tax bureau to pay taxes when renting a house, and a special window has been opened on the third floor of the provident fund center building to pay taxes; Most importantly, you need to have no house in Chengdu, and 20% of the sum of the deposit bases of both husband and wife should be lower than the monthly rent; The starting time of your lease contract should be one year or more from the date of your application for withdrawal of provident fund. Other requirements are not so strict, so don't cheat, because all the information can be found online.
Legal objectivity:
Regulations on the administration of housing provident fund
Article 25
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant;
If the withdrawal is approved, the entrusted bank shall go through the payment procedures.