1. After purchasing the room ticket, you can withdraw the provident fund once within one year. If you want to use the provident fund to pay the down payment, it is definitely impossible. 2. The provident fund can only be withdrawn once a year, and it is not allowed to withdraw and directly return the loan in the present form. The settlement period of provident fund is July 1 to June 30th. 3. Extraction procedure: (I am from Shenyang, so the following are the regulations of Shenyang) If employees buy their own houses in cash within 1 year (subject to the date of issuance of the real estate license), they can withdraw the housing accumulation fund that meets the relevant requirements. Extraction requirements: ① ID card (original and photocopy of employee ID card, and proof of husband-wife relationship (marriage certificate or household registration book) and original and photocopy of spouse ID card for spouse); (2) Housing provident fund inquiry magnetic card; (3) The Application for Approval of Housing Provident Fund Purchase with the seal reserved by the unit; (four) the original and photocopy of the house ownership certificate; 5. Contract. 6. If the spouse of the house owner applies to withdraw the housing provident fund, he must also provide proof of the relationship between husband and wife (the original and photocopy of the household registration book or marriage certificate). Withdrawal amount: employees who meet the requirements of this article can withdraw the housing provident fund once, and the withdrawal amount is the regular balance in the employee's housing provident fund account (the regular balance of housing provident fund is the amount carried forward from June 30 every year), and it shall not exceed the cost of purchasing self-occupied housing. During the repayment of the commercial loan, commercial part of portfolio loan or housing provident fund loan of Shenyang Housing Provident Fund Management Center, employees can withdraw housing provident fund according to relevant requirements. Extraction requirements: ① ID card (original and photocopy of employee ID card, and proof of husband-wife relationship (marriage certificate or household registration book) and original and photocopy of spouse ID card for spouse); (2) Housing provident fund inquiry magnetic card; (3) The Application for Approval of Housing Provident Fund Purchase with the seal reserved by the unit; (four) the original and photocopy of the house ownership certificate; ⑤ Loan contract; 6 "IOUs"; 7. If the borrower's spouse applies to withdraw the housing provident fund, he must also provide proof of the relationship between husband and wife (the original and photocopy of the household registration book or marriage certificate); The latest bank repayment slip. Repayment of commercial loans or withdrawal of housing provident fund loans Shenyang Housing Provident Fund Management Center: Before the loan is paid off, employees and their spouses can withdraw the regular balance in the housing provident fund account (the regular balance of housing provident fund is the amount carried forward from June 30 every year), but it shall not exceed the sum of the loan balance and interest. If the amount stored in the current year exceeds the repayment amount in the current year, the withdrawal amount shall not exceed the repayment amount in the current year. Workers and spouses who repay portfolio loans can withdraw an amount not exceeding the annual repayment amount of commercial loans from the regular balance after ensuring the repayment of housing provident fund loans. This is the answer to whether it is ok to withdraw the provident fund after commercial loans. Please refer to.