Generally, when buying insurance, the insurance company will choose to give something to the owner, including paintings. I think the painting sent by insurance is more reliable. The repair shop or 4S shop will not choose to treat it differently because it is a paint gift. They will spray paint evenly. If you need painting, you can contact the insurance company to send it for repair in time.

I got a loan from Shanghai Songjiang Yusheng Company, but he asked me to open an account with Sunshine Insurance for 4000 yuan. Is it true that you won't pay if you don't open an account?

Baidu's anti-alliance team specially reminded:

Please be alert to all kinds of fake loans and scams that deal with large credit card information published online! All information released by online companies and guarantee companies that you can borrow money or apply for a credit card as long as you have an ID card is a low-level scam. Don't trust the company whether it is registered or not. The swindler will cheat you to sign the fax contract first, and then cheat you to pay the insurance premium, the first month interest, the performance fee, the deposit, the guarantee fee, the loan fee, the notary fee, the credit fee, the mortgage fee, the card opening fee and so on step by step. In the name of insufficient bank flow, checking repayment ability or capital verification, you are required to transfer all the funds in your account to the liar's account, or even to apply for a bank card at a designated bank and deposit a certain amount of cash, and then bind the liar's mobile phone number. I didn't know that this method would cheat all the money in your account. If you don't pay the fee as required by the swindler, the swindler will threaten to blacklist you and violate the contract in the name of signing a contract with them.

Please always remember that it is absolutely necessary for the other party to ask you to pay any fees in advance for any reason. Under no circumstances should you remit money, transfer money or pay any fees to others first, so as not to be cheated! Don't believe the threat of any liar. Because the other party is suspected, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Low-level means that the liar's threat to pay liquidated damages is pure nonsense, don't worry.

Therefore, I would like to remind all netizens that the company cannot lend money across regions. Please apply for a credit card at a regular bank. Don't believe such loan or card information released by various online investment and financing guarantee companies and various microfinance companies, especially in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which are basically liar companies! If you are cheated, regardless of the amount, please choose to call the police! So rampant, please also ask local public security organs to vigorously crack down on rectification!

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Third, he said that he would lend me tens of thousands of dollars, and later said that he would spend thousands of dollars on sunshine insurance before he could make the next payment. ...

There is no need to buy insurance.