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Shanghai Provident Fund Loan Balance Requirements
There are requirements such as loan amount and personal provident fund loan amount.

1. Upper limit of loan amount: it shall not be higher than multiple of the amount stored in the housing provident fund accounts of the borrower, spouse and * * * borrower. It shall not be higher than 30 times the balance of the provident fund account and 10 times the balance of the supplementary provident fund account.

2. Limit of personal provident fund loan amount: no more than 500,000. If there is a supplementary provident fund, the maximum amount shall not exceed 600,000.