Bank of Ningbo Direct Loan Association will conduct a second audit on the user qualification. Once it is found that the user's qualification deteriorates during the period, it is possible to cancel the approved quota, so the available quota will be displayed as zero.

Bank of Ningbo direct loan is a credit loan product launched by Bank of Ningbo, and its lender is Bank of Ningbo, which is relatively formal. Direct loans do not require guarantees or mortgages. Bank of Ningbo will issue loans according to the applicant's personal credit status, with a maximum of 200,000 yuan, the longest credit period of 3 years and the longest single loan 1 year. Users can apply through Bank of Ningbo mobile phone client.