The loan amount of microfinance is limited. According to the official customer service of micro-loans, micro-loans can provide borrowers with a maximum loan amount of 200,000 yuan, with the minimum loan amount of 100 yuan and the maximum loan amount of 40,000 yuan, and the loan amount should be an integer multiple of 100 yuan.
If the borrower needs to borrow 50,000 yuan, he can apply for two loans, namely, one loan of 40,000 yuan and the other loan of 1 10,000 yuan. Every loan application system will be audited.
When applying for a loan with a small loan, the borrower can choose to repay the loan in installments of 5/ 10/20 months according to his own situation. The specific number of periods that can be selected is subject to the number of periods displayed on the micro-loan page. At present, micro-loans do not support borrowers to apply for modifying the loan term.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
How much can a small loan be borrowed? How many loans can I borrow at the same time?
When people encounter a shortage of funds at hand, they often consider applying for loans on some small loan apps. For some borrowers, downloading the small loan APP not only wastes time, but also takes up the memory of the mobile phone. They prefer to use some collateral loan products. How much can a small loan be borrowed? How many loans can I borrow at the same time?
How much can a small loan be borrowed?
The loan amount of microfinance is limited. According to the official customer service of micro-loans, micro-loans can provide borrowers with a maximum loan amount of 200,000 yuan, with the minimum loan amount of 100 yuan and the maximum loan amount of 40,000 yuan, and the loan amount should be an integer multiple of 100 yuan.
If the borrower needs to borrow 50,000 yuan, he can apply for two loans, namely, one loan of 40,000 yuan and the other loan of 1 10,000 yuan. Every loan application system will be audited.
When applying for a loan with a small loan, the borrower can choose to repay the loan in installments of 5/ 10/20 months according to his own situation. The specific number of periods that can be selected is subject to the number of periods displayed on the micro-loan page. At present, micro-loans do not support borrowers to apply for modifying the loan term.
How many loans can I borrow at the same time?
Under normal circumstances, if you borrow money through small loans, as long as the repayment amount does not exceed 20. It is worth noting that the 20 loan here refers to a single channel. For example, both WeChat and QQ have small loans. You can borrow money with 20 micro-loans in WeChat and 20 loans in QQ.
The loan amount of micro-loans through WeChat and QQ channels is enjoyed by * * * *. For example, the credit line of micro-loans is 654.38+ million, which means that the total credit line of micro-loans on WeChat and QQ is 654.38+ million. If the borrower's credit line of 6,543,800+on WeChat has all been used up, it is impossible to apply for a loan through QQ channel.
The above is the sharing of "how much can a micro-credit loan borrow?" I hope it will help everyone!
How to make a second loan for a small loan under several circumstances?
Micro-loan is a personal loan product launched by Weizhong Bank. Because it is Tencent Holdings and a banking product, it may be more trusted by the public, so micro-loans are still relatively popular. Then, after applying for a small loan for the first time, how to get a second loan of a small loan can be explained in three situations.
1. The loanable amount applied for for the first time has not been fully borrowed.
The first time I apply for a small loan, the system will automatically review it and give me a loanable amount. Maybe some people don't want to borrow a lot for the first time, so they only borrow a small part. A few days later, they want to apply for a second loan. If so, it is very simple, because micro-loans are revolving loans, and 20 loans can be made at the same time, so just follow the operation steps of the first loan and click in to see their loanable amount.
Two, apply for a loan amount of more than 40 thousand.
The maximum loanable amount of small loans is 200,000, but it cannot be withdrawn at one time. The reason is that the maximum loan amount of a single micro-loan is 40,000, so many people have to borrow in two phases if the loan amount exceeds 40,000, and the operation steps are the same.
Three, apply for a one-time loan can be a loan, need a second loan.
If the loanable amount of the small loan is used up and the outstanding amount is not recovered, the small loan cannot be borrowed again. Only by paying off a loan and recovering the loanable amount of the small loan can the second loan operation be carried out. If you still need money after using up the loanable amount of micro-loans, you can choose other lending platforms that cooperate with WeChat to make a second loan, such as Qianhuahua and JD.COM Gold Bar, which can be searched by WeChat applet.
The above is about how to get a second micro-loan loan. Since the first loan of micro-loan can borrow money, it shows that personal credit is not low, and it should not be difficult to obtain the second loan through other lending platforms.