Because buying a house loan involves the question of whether the debt is repaid by one person or by husband and wife.

Take bank loans as an example. If there is no single certificate, it will involve the question of whether the debt is paid off by one person or jointly by husband and wife. Asking for documents must have its own use. If you stand in the perspective of asking for a single certificate, it is helpless to issue such a certificate. Although the household registration book can also prove whether a person is single, the problem is that the update of the household registration book may not keep up with the change of a person's marital status. If a person is married, but the household registration book has not changed, the only thing that can prove whether he is single is the marriage registration office.

Whether from a sound point of view or an inertial thinking of seeking advantages and avoiding disadvantages, it is reasonable and helpless for banks to ask for such a certificate. It is difficult to do things when the documents are closed. Only by speeding up the construction of information sharing platform can we avoid the fatigue of citizens, speed up the work of banks and other departments and further enhance the credibility of information.

Second, why should I show a single certificate for buying a house loan?

Because buying a house loan involves the question of whether the debt is repaid by one person or by husband and wife.

Take bank loans as an example. If there is no single certificate, it will involve the question of whether the debt is paid off by one person or jointly by husband and wife. Asking for documents must have its own use. If you stand in the perspective of asking for a single certificate, it is helpless to issue such a certificate.

Although the household registration book can also prove whether a person is single, the problem is that the update of the household registration book may not keep up with the change of a person's marital status. If a person is married, but the household registration book has not changed, the only thing that can prove whether he is single is the marriage registration office.

Whether from a sound point of view or an inertial thinking of seeking advantages and avoiding disadvantages, it is reasonable and helpless for banks to ask for such a certificate. It is difficult to do things when documents are closed. Only by speeding up the construction of information sharing platform can we avoid the fatigue of citizens, speed up the work of banks and other departments and further enhance the credibility of information.

Extended data:

The Notice on Further Standardizing the Work of (No) Marriage Registration Record Certificate issued by the Ministry of Civil Affairs on 20 15 stipulates that from the date of issuance of this notice, the civil affairs department will no longer issue (No) marriage registration record certificates to any department or individual, involving notarization matters in Taiwan Province and nine countries (Kazakhstan, Finland, Austria, Netherlands, Germany, Argentina, Uruguay, Mexico and Poland).

Beijing Civil Affairs Bureau issued an announcement in official website. The announcement requires civil affairs departments at all levels in Beijing to stop issuing (no) marriage registration records to any department or individual from now on. The relevant person in charge of the Beijing Civil Affairs Bureau said that the civil affairs department regulates such marriage registration records in order to facilitate the people to do things.