Usually does not exist.

Because the mortgage cannot be transferred, it is necessary to bring the driving license to the vehicle management office where the vehicle is located to check the state of the vehicle, and the frame number and engine number can also be provided for inspection. You can also check the condition of motor vehicles through the local newspaper.

develop

1, DMV

Generally speaking, used cars need to go through some formalities in the vehicle management department before they can apply for mortgage loans. So you can go to the vehicle management office to inquire about the relevant situation. .

2. Check the motor vehicle registration certificate

Under normal circumstances, used cars with mortgages will be recorded in the motor vehicle registration certificate. If the car has a mortgage loan, the motor vehicle registration certificate will have the word "mortgage".

3. Bank verification

If the car you bought has not paid off the mortgage, you can go to the loan bank to check whether the car is mortgaged. Under normal circumstances, the bank's consent is required to apply for a mortgage loan if the car is not returned.

4. Insurance companies

If you want to know whether the used car has been mortgaged, you can check with the insurance company. If a mortgage loan is obtained, the insurance beneficiary will not be the owner.

5. Traffic police department

You can also check whether the used car has been mortgaged through the traffic police department. The information base of the traffic police department will check the status of the car.

I want to buy a used car in Beijing, but I'm not from Beijing. Can I get a loan?

Yes, but now the car purchase in Beijing is not directly accepted by the loan bank. Everyone needs to find a loan guarantee company (be careful, there are many scammers). It's best to ask a used car brokerage company to introduce you to one, or apply for durable consumer goods with a credit card.

Can I get a loan to buy a used car?

Now many used car markets support installment payment.

For example:

Melon seeds used car direct selling network; Renren car; Home of the car

Judging from the current situation, the application for installment payment of used cars is simpler now than in the past. As long as the buyer has a good reputation, there is no need to provide real estate mortgage, just pay the full down payment, and the rest can apply for a car loan. In the process of applying for a car loan, repayment is required. Staging undoubtedly provides them with more relaxed conditions for buying a car. Can personal second-hand car loans be purchased in installments?

It is worth mentioning that the "installment payment" method not only lowers the consumption threshold of the used car market, but also makes the used car market more and more prosperous. Many customers who buy used cars believe that automobile manufacturers and dealers frequently depress prices, so that the price of new cars has dropped sharply. They are worried that if they buy a new car, the price will drop a lot in a few months.

At present, the second-hand cars sold in the market are generally stable in price and high in value preservation, which also encourages customers to choose to buy second-hand cars.

There are two ways to apply for a second-hand car loan. If you buy a used car from an individual or a private owner, you can't get a loan. If you buy a used car through the used car market, you should treat the two situations differently.

Extended data:

Second-hand car refers to a motor vehicle registered by the public security traffic management organ, which can still be used before reaching the scrapping standard stipulated by the state or within the economical and practical service life.

UsedCar, translated as "SecondHandVehicle" or "used car" in English, means "used car" or "used car", which is called "used motor vehicle" in China. "Medieval car" is a Japanese name, but it is also called "Medieval car" in Taiwan Province province. North America is the most developed market for used cars, because ordinary people may not buy used cars, and most of them are cars and family jeeps, so there is a very popular name "used cars" in North America.

The government work report proposes to extend the preferential purchase tax policy for new energy vehicles for another three years and completely cancel the policy of restricting the movement of used cars. Experts said that this will promote the further release of the potential of the used car consumer market.