You can contact the handling bank and explain that it was written into the lender's mobile phone number without knowing it, or when the handling bank calls to ask whether the mobile phone number is the lender during the loan review stage, it can just say that it doesn't know the situation. The telephone number left at the time of loan as an emergency contact means does not mean that you are responsible for any overdue debts of the lender. The emergency contact is neither a lender nor a guarantor, but in case the lender cannot be contacted, the bank can find the lender through the emergency contact.
Therefore, the emergency contact person has no repayment obligation. If the emergency contact person is required to repay or threatened, he can take legal measures to protect himself.
Responsibility: If the phone number is the phone number left by the lender at the time of loan, it will only be used as the loan contact, not as the lender or loan guarantor. If a bank or credit card company calls to inquire, it can record the information during the call.
In this way, once the lender fails to repay the loan within the time limit, it will receive various collection messages or harassing calls on the loan mobile phone number, and at the same time get the information of the lender's mobile phone number address book. If the overdue time is too long, the loan platform will start the collection mechanism and bomb the mobile phone address book, so don't lend your mobile phone number to others easily to avoid unnecessary trouble.
Secondly, it doesn't matter if the last mobile phone user only owes the reserved mobile phone number of this mobile phone number. The former mobile phone card owner only owes this mobile phone number, so you can receive the information, but this information has nothing to do with credit investigation, so it will not have any impact on your credit investigation.
However, it is suggested that the problem be solved this morning, and banks and courts can be consulted for help if necessary.