You can take out the principal, not necessarily the amount of money paid. It means that after five years, the insurance will continue to be valid without payment. If the principal is withdrawn midway, the insurance amount will be reduced or the insurance contract will be terminated. If the principal needs short-term turnover temporarily, you can apply for a policy loan, and the contract will remain valid.

Whole life insurance is a smart financial management strategy, which can not only cope with the real economic risks that may harm your family, but also ensure that the wealth left to your family is higher than your investment. This kind of insurance is suitable for people with relatively stable income and high assets, who want a stable return and don't want to participate in the investment themselves. It is also a good choice for investors who want to obtain tax avoidance income and complete property inheritance.

Precautions:

Buying dividend investment insurance can achieve the purpose of financial management. Generally speaking, the financial value-added function of insurance is weak. The most important factor that determines insurance appreciation is not the rate of return, but the time. Life-long dividend insurance can make full use of time factors to achieve the magical effect of increasing insurance compound interest.

Whole life insurance is an ingenious way to deal with the potential damage that financial risks may cause to family members in real life, and at the same time ensure that their income is greater than their investment.

This kind of insurance is suitable for people with stable income and high assets who want to get a stable return but don't want to participate in their own investment. It is also a good choice for investors who want to obtain tax avoidance income and complete property inheritance.