The interest rate of Shijiazhuang housing loan generally fluctuates on the basis of the benchmark interest rate of the People's Bank of China, and the interest rate level is generally adjusted according to the applicant's income level, work unit and credit status.

China People's Bank loan benchmark interest rate standard is as follows:

1, and the interest rate of commercial loans with a loan term of less than one year is 4.35%;

2. The loan interest rate for commercial loans with a loan term of one to five years is 4.75%;

3. The interest rate of commercial loans with a loan term of more than five years is 4.90%;

4. The loan interest rate for provident fund loans with a term of less than five years is 2.75%;

5. The loan interest rate of provident fund loans for more than five years is 3.25%.

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