The repayment methods supported by the entrusted loan service of China Bank's new enterprise online banking fund pool include: full repayment of principal and interest, repayment of principal and interest only, and user-defined repayment of principal and interest.

Full repayment of principal and interest: the repayment amount of principal is all unsettled principal, the interest settlement method is "all settled interest", and the repayment amount is all unsettled interest.

Only repay principal: you can freely enter the repayment amount of principal, which must be less than or equal to the unpaid principal, and the repayment amount is 0, which cannot be changed.

Interest only: the repayment amount of principal is 0, which cannot be changed. The interest settlement method can be "full interest settlement" or "partial repayment of settled interest". When "All settled interest" is selected, the interest repayment amount is all unsettled settled interest; When "Partial Repayment with Interest Settlement" is selected, click "Edit Partial Repayment with Interest Settlement" to select the unpaid interest.

User-defined repayment of principal and interest: you can freely enter the repayment amount of principal, which must be less than or equal to the outstanding principal; The interest settlement method is "All settled interests have been settled", and the interest repayment amount is all unsettled interests, which cannot be changed.

The above contents are for your reference. Please refer to the actual business regulations.

Guilin Bank Loan Entrusted Payment Process

Entrusted loan business process:

1. The principal and the borrower reach a financing intention, and negotiate to determine the loan interest rate, term and other factors.

2. The client and the borrower open a settlement account in a commercial bank, the client issues a loan authorization letter to the commercial bank, and both the client and the borrower apply to the bank.

3. Banks accept clients' entrustment applications, conduct investigation and approval, and then accept entrustment from qualified clients. Requirements of the entrusting party: The entrusting party is a government agency, enterprise or individual. When opening a deposit account in China Merchants Bank, the entrusted loan funds shall be deposited in one lump sum or in installments, and the amount of entrusted loan shall not exceed the amount of entrusted loan funds deposited by the client. Conditions that the borrower should meet: the borrower entrusted by an individual must be a natural person with full capacity for civil conduct and have legal and valid identification.

Excuse me, what are the operation steps of China Bank's personal entrusted loan settlement?

Personal entrusted loan settlement of China Bank:

After the borrower has paid off all the loan principal and interest and related expenses, it shall go through the formalities for cancellation of registration of the mortgaged (pledged) property, and return the title certificate and insurance policy of the mortgaged (pledged) property to the mortgagor or pledger. After the client pays all the loan fees, the entrusted loan agreement is terminated.

The above contents are for your reference. Please refer to the actual business regulations.

How to handle the personal entrusted loan repayment of China Bank?

Repayment method of personal entrusted loan of China Bank:

The principal or interest of the entrusted loan must be received first and then paid, and the trustee may not advance it.

The above contents are for your reference. Please refer to the actual business regulations.

The introduction of entrusted loan repayment process ends here.