The car loan is 46,000, and the interest is 60,000,14,000. If the car loan is 46,000 and the repayment is 60,000, then 60,000 minus 46,000 is equal to 1.4 million, and the excess is 1.4 million. The extra 1.4 million is interest. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats).