What procedures do you need to go through after the faster loan comes down? If you apply for a loan, you need to wait for the notice of loan approval. After receiving the notice, you can apply for a loan at the offline business outlets of the bank within the prescribed time limit. Then go to the local housing management department to go through the mortgage formalities. After the house is delivered for use, you can get the real estate license (the real estate license will be issued within 90 days in advance). Apart from the above aspects, there is nothing to deal with for the time being. The customer only needs to pay the loan at the agreed time after the loan arrives (if the funds are sufficient, it can be paid in advance).

After paying off the mortgage, you only need to go through the following procedures: take your ID card and repayment card to the bank to apply for a loan, then apply for settlement and get his certificate back. Bring your ID card, loan certificate, other warrants, house ownership certificates, etc. Go to the local housing management department to handle the release of housing. After the loan arrives, it will be paid off in installments according to the time stipulated in the contract. However, due to the national policy, the bank's internal quota is not enough, and the loan issuance time may be delayed, which may take several months at the latest.

After borrowing money, the borrower must ensure that the loan contract is received before the monthly repayment. Generally speaking, the bank will send the relevant loan contract and repayment form to the borrower after lending, please pay attention; After the loan is completed, the lender must provide all invoices to the real estate developer; Housing mortgage registration has been handled in the bank, and the lender should remember to go to the bank to get the original title certificate; Pay back on time every month and maintain a good credit record.

The disadvantage of the auction house is that it is risky to sell before completion, and the promises made in the early stage may also change. In case those real estate companies have insufficient capital turnover, they are likely to become unfinished buildings. The above is all the formalities that need to be done after the faster loan comes down. I hope that when you buy a house, you should really look around, polish your eyes, learn more about relevant laws and regulations, try to avoid losses and choose the most suitable house.