House purchase loans are generally divided into two types: commercial loans and provident fund loans. Commercial loans are chosen by most people because they are easy to apply for. Provident fund loans can only be applied for by those who have purchased provident funds.

Documents required for commercial loans:

1. ID card

2. Household register or household registration certificate

3. Marriage certificate ( Those who are not married should bring proof of single status)

4. Real estate certificate issued by the housing authority of the place where the house is purchased and the place of residence.

5. The income certificate issued by the work unit or a copy of the unit's business license must be stamped with the official seal.

Processing procedures:

Bring the above documents to the sales department. The sales department will have dedicated staff responsible for connecting with the bank. We only need to go to the bank to sign and stamp our fingerprints. , or just bring these documents, the original purchase contract and down payment invoice to the bank for an interview. If *** is the same as the loan, *** and the lender need to sign together.