Bridge loan mainly comes from private lending or small loan investment companies, which is a short-term funding arrangement to achieve the purpose of transition to long-term funding arrangements. It can be understood as temporary or short-term loans provided by banks and other financial institutions to borrowers. So, how does bridge loan apply? How does bridge loan apply? The process of bridge loan is as follows: 1. The loan bank signs a loan contract and a mortgage contract with the loan applicant; 2. The bank will also conduct a credit investigation on the applicant enterprise after the data is approved and write an investigation report; 3. After the examination and approval, the bank conducts a series of layers of examination and approval; 4. After examination and approval, the bank and the borrowing enterprise sign entrustment justice; 5. Ask customers to provide blank checks for relevant fund transition households; 6. Provide joint liability guarantee for relevant enterprises and relevant personnel. In real life, bridge loan's business is not well known to everyone. But in fact, this kind of business is very common in real life, because it is in the gray area of supervision.