First, the provident fund center stipulates that if you want to use provident fund loans, you must pay the provident fund continuously for more than one year.

2. The annual interest rate of provident fund loans 1-5 is 4.59%, and it is 5.04% in 6-30 years. The maximum amount of provident fund loans was adjusted from July this year 1 from 400,000 to 600,000. What is the longest loan term? Thirty years.