1-5 years (inclusive) 2.75%. According to Jilin Housing Provident Fund Management Center, the annual interest rate of individual housing provident fund loans in Jilin City is 1-5 years (inclusive), 2.75%, and 3.25% for more than 5 years. The interest rate of the second suite: 1 year -5 years (inclusive) 3.025%, and 3.575% for more than 5 years.